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Home State Regulations

Payday Loan Laws in Texas


Loan Term:7-31 days
Loan Amount:None
Fees and Finance Charges:10% per loan plus 48% annual interest + $12 monthly fee
Laws:No legislation has been created against payday lending services, enabling lenders to determine the cost of their own fees and fines. S.B. 1479 stipulates that payday lenders must not interfere with the lives of active soldiers who have been called to duty.