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How It Works

When life sneaks up on you and throws unexpected expenses at you days before payday, it can feel frustrating. But you do not have to live with that helpless feeling of having bills to pay before payday but no way to pay them. We can help you the money you need without wasting time and money. This is how the process works...

You submit your personal information through our safe and secure online request form. Once you click on the submit button, the process begins. Within minutes one of our representatives will know if you qualify for a payday loan.

When you are approved, you will receive an email notification and the terms of the loan. Take your time reviewing those terms, and feel free to call us if you have any questions. Remember, submitting a request does not mean you have an obligation to take the loan. If you do approve of the loan, just follow the approval process outlined in the email and the funds will be direct deposited into your bank account the next business day.

In order to be approved for one of our convenient payday loans you must meet the following requirements:

  • Have a job where you make at least $1,000 per month
  • Have a verifiable checking or savings account enabled for direct deposit
  • Be able to verify your employment
  • Be a U.S. citizen at least 18 years of age

It is important that you be able to repay your obligation when the time comes. If you feel you may need extra time to pay back your payday loan, please contact one of our friendly loan officers for assistance.