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Payday Loans in Skokie, Illinois

Anyone can find themselves in an unfortunate pinch that leaves them short on cash to cover necessary bills. If you find yourself in a difficult situation unexpectedly, consider Palace Loan. We are here to match you with a reliable lender, even if you have poor or no credit.

What Is a Payday Loan?

Payday loans offer short term cash advances. The amount of the loan itself varies depending on state laws, but they are typically between $100 to $1,000.

What Are Payday Loans Used for?

Payday loans in Skokie, IL, are taken out by individuals who need an immediate cash balance in their pocket to carry them through till their next paycheck. They are often used for unexpected medical bills, car repair fees, to cover rent, among other unexpected costs.

What Are the Requirements for a Payday Loan in Skokie, IL?

There are fairly standard requirements to qualify for a cash advance. For instance:

  • You must be at least 18 years of age
  • You must be a citizen of the United States
  • You must have a checking account that is verifiably active
  • You must have a valid source of regular income
  • You must have a valid phone number and email address

You may also be required to provide additional information like your social security number and latest pay stub.

I am in Skokie, IL. When Will I Get My Money?

The amount of time before your money gets in your hands is dependent on how long the approval process is. Typically, you will get it by next business day, although some lenders do offer same day loans.

Online payday loans in Skokie offer a loan amount of up to $1000 or 25% of your gross income. The loan term is up to 120 days at an APR of 404%.

Do Payday Lenders Run Credit Checks?

Bad credit? No problem. Payday loans in Skokie with only soft credit checks exist! Simply fill out the online application and get matched with a lender.

Short term cash lenders will run a soft credit check on you. While they'll receive your credit score, this doesn't mean they'll base their decision on it.

Do You Need a Payday Loan Today? Try Palace Loan!

If you're on the search for a payday loan in Skokie, IL, you've come to the right place. Our team works with over 100 direct lenders to ensure a quick cash advance for you. Get in touch with us to learn more or apply online today!

We also service the following areas:

Decatur
Des Plaines
Palatine
Schaumburg